Explore jurisdiction terms and access rules
We treat legal access as jurisdiction-specific. If you open an account from India, the terms on this page apply only to use that is allowed by local law, and we may block or pause access where the law requires it. We also keep records linked to
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UPI, Paytm, PhonePe and Google Pay only as long as needed for reconciliation, dispute handling, account safety and any tax or audit duty that applies. Device logs, sign-in history and support messages may also be retained for the same reasons. If a rule changes, we update
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the text and apply the newer version from that point onward, while older records stay subject to the retention duty that created them.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.